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If you’ve never heard of a credit union or its services, don’t worry, you’re not alone. That’s why we’ve set up this website.

A credit union is a financial institution that provides the same services as a bank. However, a bank is a business that is run by shareholders and makes a profit from the people who have accounts and services with the bank. A credit union is a not-for-profit, financial co-operative comprised of the people who use it – who we refer to as members. If you’re a member of a credit union, you are essentially a partial owner and you have a voice in the direction of its day-to-day operations.

Because a credit union is not-for-profit, it exists solely to benefit its members. This practice allows credit unions to return profits to its members in the form of lower interest rates on loans and lower fees for services (checking, savings, credit card, etc.).

Sounds pretty great, right? Credit union benefits go even further so check out our FAQs page if you have any more questions!

Ready to join a credit union? Check out our credit union directory to find a credit union near you.

Banks are good at making dollars, but they don’t make a whole lot of sense, so join a credit union today!

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